Trusted microloans designed specifically for government employees—serving communities across 11 branches since 2018.
Founded in 2018, Optimum Microfinance Company Limited is a dedicated financial partner to Tanzania's public servants.
Government employees (central, local authority, agencies)
Fast approvals, clear pricing, flexible repayment aligned with salary schedules
11 branches across Tanzania + Head Office, Kibaha
To empower public servants with accessible, affordable, and reliable microfinance solutions that enhance their financial well-being.
To be Tanzania's leading microfinance institution for public servants—recognized for innovation, trust, and exceptional customer service.
Transparent pricing and ethical practices
Fast service and continual improvement
Long-term financial empowerment for our clients
Experience the difference with Tanzania's trusted microfinance partner for public servants.
Tailored financial solutions for public servants—competitive rates, flexible terms.
Quick funds for unexpected expenses with same-day approval (eligible applicants).
Advance on salary with convenient payroll deduction options.
Finance education, professional courses, or skills training.
Ask about special products for teachers, health workers, and local government employees.
Simple and straightforward requirements for public servants.
Note: Your guarantor must also be a public servant with valid documentation.
Collect all required documents (you & your guarantor).
Visit any of our 11 branches or apply online via ESS Watumishi.
Eligible branch applications are typically approved and disbursed within 15 minutes. (ESS applications may take longer due to additional verification.)
Visit any of our 11 conveniently located branches across Tanzania.